SaveIN is a fintech platform (savein.money) making private healthcare in India more accessible and affordable by connecting patients with quality healthcare practices and enabling them to split medical and wellness bills into monthly instalments.
India faces a significant healthcare affordability challenge—over 80% of healthcare expenses are paid out-of-pocket, and less than 10% of the population has private health insurance. SaveIN addresses this gap by partnering with thousands of healthcare providers to offer instant, flexible payment plans, helping both practices attract more patients and patients afford private care through manageable monthly payments.
How Does SaveIN's Technology Work?
SaveIN operates as a digital marketplace and payments platform. Healthcare practices across India join SaveIN's network to be discovered by high-intent patients nearby. When a patient requires care, they can instantly access a payment plan, allowing them to split their bill into monthly instalments directly at the point of care. The technology streamlines onboarding for practices and approval processes for patients, aiming to reduce friction in accessing private healthcare.
Who Uses SaveIN?
SaveIN serves both consumers seeking healthcare financing and healthcare providers looking to expand their patient base. Over 5,000 healthcare practices in India use SaveIN, spanning clinics, hospitals, dental offices, wellness centers, and more. Patients benefit from affordable access to care, while providers gain a competitive edge by offering payment flexibility to attract and retain more clients.
Who Are SaveIN's Competitors?
SaveIN operates in the intersection of healthcare finance, patient discovery, and digital payments. The broader competitive landscape includes:
- Policybazaar: India's largest online health insurance marketplace, focusing on insurance discovery and policy sales.
- Star Health, Tata AIG, HDFC Ergo, ICICI Lombard, Niva Bupa, Bajaj Allianz, ICICI Prudential Life, SBI General, Care Insurance: These companies offer various health insurance products aimed at reducing the burden of out-of-pocket medical expenses, but typically require policy purchase in advance and may not cover all needs or be accessible to all.
Unlike traditional insurance providers, SaveIN's focus is on instant, point-of-care financing and discoverability for practices, filling a unique niche for both patients and clinics where insurance penetration is low and healthcare costs are rising rapidly.
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