Forage is a mission-driven payments company that helps businesses accept government benefits, such as EBT SNAP, through a single, unified API. Forage provides the financial infrastructure enabling merchants to process government assistance payments online, expanding access for over 42 million Americans who rely on programs like the Supplemental Nutrition Assistance Program (SNAP) to purchase groceries.
The Technology That Enables Forage
Forage addresses a complex challenge in the payments and fintech sector: integrating government benefit payments, especially EBT (Electronic Benefit Transfer), into modern ecommerce platforms. Their core offering is an API that allows merchants to accept EBT SNAP payments online, a capability that traditionally required significant technical and regulatory hurdles. By abstracting these complexities, Forage helps businesses quickly and securely serve SNAP recipients through their digital storefronts.
Who Uses Forage?
Forage primarily serves retailers, grocery stores, and online merchants who want to reach and support customers using government benefit programs. By enabling EBT SNAP payments online, Forage empowers both large and small businesses to expand their customer base and address food insecurity in digital commerce.
Who Are Forage's Competitors?
Forage operates in the intersection of fintech, govtech, and payments, with a focus on government benefit payments. Key competitors and alternative solutions in this space include:
- Cardknox: Offers integration for processing SNAP EBT cards with existing POS systems and hardware.
- Paynow Direct: Provides EBT payment integration alongside debit/credit, loyalty, mobile wallets, and more.
- Worldpay: Offers APIs for securing and integrating payments, including EBT.
- Fiserv (Carat U.S.): Delivers digital payment solutions for online EBT acceptance.
- Cybersource: Provides APIs for processing PIN debit EBT purchases, including SNAP.
These competitors vary in their technical approach, breadth of payment types supported, and focus on online or in-store solutions. Forage differentiates itself through a unified API and a clear mission to empower both businesses and benefit recipients in the online grocery and retail sector.
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